Skip to content

WELCOME TO THE INTERSECTION OF WHAT IF AND WHY NOT.

Life is a sequence of choices. When a great idea leads to another, innovation is born. We can’t control all the events in our lives, but we can control choices we make to pursue greatness.

Like whether you choose to accept the status quo. Or whether you’re content to live inside a box.

This is the story of an unusual combination of optimism, creativity, and growth: a South Dakota bank and you.

Introducing the new American Bank & Trust, your next choice in a financial partner. Discover so much more than you expected.

farming

SHAPE YOUR DESTINY

What are great ideas without a way to implement them?
Just daydreams. Sleeping potential.
A stagnant “maybe some day.”

drafting

We’re here to turn some day into today.

couple-sitting-bw

The impulse to invent, to create is an integral part of being human. 
We’re here to help it grow — to make it real.
How, you may ask?

ABTEntrepreneur479

Creative Freedom

This is what animates us. It’s what we deliver our customers.

It’s our purpose and our power.

Creative Freedom has endless dimension for those who place their trust in us. It’s inherently human. It’s hopeful. It’s an invitation to use your imagination to engineer new ways forward.

Creative Freedom stands for the dignity of each individual. It’s expansive. It’s exciting. It’s American.

Where an elite level of banking expertise overlaps with independence and empowerment, great things can happen. That’s where you will find the very particular hue of difference that distinguishes our team of employees and customer relationships.

ABT008-Construction-4B9A8451

“Creative Freedom” is our operating system. It defines who we are because it expresses why we’re doing this. It also states what you can expect from American Bank & Trust.

On-The-Lake

The freedom to create is what we stand for in the culture we’ve developed and in the relationships we’ve built in 13 communities over the course of almost a century and a half. We’re a bank that energizes the imagination, empowers real people’s aspirations, and thrives on solving interesting challenges.

ABT101-Restaurant-4B9A7433
gradient-moving-couple

What if a bank could set you and your money free?

Your life is too big to fit in a vault. All the challenges and hopes you embrace demand creativity, not confinement. You want to run. And you deserve to. And although money’s an important part of that, it’s not the main part. It’s just a way to get to what matters.

At AB&T, we think banks should fit your life, not the other way around. That’s why we take care of the little stuff so you can take aim at the big stuff. There’s so much out there calling your name. Let’s go for it.

Welcome to the new American Bank & Trust. Where your aspirations are our inspiration.

working_1

Can Banking Be a Source of Inspiration?

The sky’s the limit when a plan is in place. And planning is our forte.

But our kind of banking isn’t just about strategies and spreadsheets. It’s about inventiveness.

We’re here to serve the dreamers and doers, to guide our community members, to support the business owners, assist the family farm, to encourage students, and clear a path for young and old alike.

Apple-Farm

Some Banks Loan. Others Launch.

Oh, what a shame to keep ambitions tied down. Or worse — to just outright neglect them. That’s what happens when you think of banking as a strict transaction, when a relationship finds its limit once the account is open or the loan is done.

We prefer to focus on where you’re going. Your ambitions give us direction, fill us with energy, give us purpose.

To put it another way, we don’t think our job is over once you’ve signed all the paperwork. That’s just where the fun begins.

And yes, this ought to be fun. You’ve only got one chance at this adventure called life, and you’ve got places to go.

INSPIRE | CREATE | GROW